Do You Need Renters Insurance?

HomeBlogDo You Need Renters Insurance?

If you’ve recently moved into a new apartment, townhome, or other place that you’re renting, you’ve likely had a lot of things on your list to take care of. Switching your mailing address to your new place and picking out new furniture for your living room are likely important things to remember, but there’s something else that should be near the top of your list of things to do once you move in: purchasing a renters insurance policy.

Do You Need Renters Insurance?

Not everyone seems to see the value in renters insurance. Some believe that because they don’t necessarily plan on living in their apartment or home longterm, they don’t need it. However, renters insurance is just as important as insurance you’d get for your own home.

When you furnish a new space or even if you are bringing in all of your previously owned items, you still want your belongings to have some sort of protection. Renters insurance helps cover those items in the event of a disaster, such as a fire, or theft or vandalism. Whatever the event that damages your property is, it’s important to have coverage to protect your items.

Renters insurance can also help you stay covered if someone is injured in your apartment or home. Liability coverage is incredibly valuable and can help you if someone falls and breaks their arm in your home and you don’t have the money to cover their medical costs. We here at Mr. Auto Insurance believe that renters insurance shouldn’t be brushed off, so reach out to us today to find a policy that suits your needs.