What Does Fleet Insurance Cover?

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In our experience at Mr. Auto Insurance, most people understandably assume we are a car insurance company. Our team does offer robust auto coverage, but we also provide other types of insurance as well, including coverage for your business. In this article, we’ll discuss a type of insurance at the intersection of these two areas: fleet insurance. If you have company vehicles of any kind, you should invest in fleet insurance to protect them. Keep reading to learn what fleet insurance covers.

What Does Fleet Insurance Cover?

  • Vehicle Damage – Fleet insurance is a type of auto insurance designed to cover all your vehicles at once instead of making you get individual policies for each car, truck, or van. Like a standard auto insurance policy, fleet insurance will cover damage to your vehicles. If any of the vehicles in your fleet get damaged in a collision or through other circumstances, your policy will cover the repair or replacement costs (up to the value of the policy, of course).
  • Theft – Like other types of auto insurance, fleet insurance will cover you in the event your vehicle is stolen. If any of the vehicles in your company fleet get stolen, your policy will give you a payout to replace them.
  • Collision Damage – Lastly, fleet insurance will provide coverage for collision damage. This means it won’t just cover damage to the vehicles you own but will also cover damage to the other vehicles involved in an accident, so you will be protected no matter who is at fault for the crash.